Wedding Date Is Set!

The other day I was watching an episode of Til Debt Do Us Part, there was this couple who were in the middle of planning their wedding without a budget, and had over $100,000 worth of consumer debt! Gail came in to not only save the day, but their life!

The thing that really hit home about this particular episode was the wedding planning. As soon as Gail put them on a debt repayment plan, the couple had decided to cancel all their wedding plans and wait until they were debt free to get married. Gail basically told them that they can still get married – but to do it on a budget and a budget they can afford.

Last March H and I got engaged. Of course, like most newly engaged couples, we started to think and plan our wedding. But because we do have debt, I wanted to wait.

But why?

Why am I going to let this debt stop me from getting married? When I know we can get married without breaking the bank.

This past week H and I have been discussing different things we want, what we don’t want and how much we want it to cost. I love how we are completely on the same page with all of our ideas. We sat down and picked a date, planned the ceremony and our honeymoon – all with our budget in mind!

During this whole downshifting process the most important thing I have learned is living within our means. This applies to our wedding as well.

Yeah yeah yeah, get on with the plans! I know that’s what you’re thinking…

What are we doing? And how much is it going to cost?

We are having an outdoor, spring wedding at a local park. It’s classified as a “park” – but it’s more of a public garden. There are tons of flowers, trees and trails. It’s really beautiful.

Cost: Free

We are having a JP marry us. There is no reason for this, other than it’s convenient.

Cost: $80.00

We are only inviting 4 people to our wedding. H’s dad, step mom and my parents (we are both only children). We are having our dad’s signs as witnesses. I didn’t know until recently that family could sign! I just assumed they couldn’t. So with this newfound knowledge, it will be that much more special for us. I want this day to be about H and I, and our families.

Cost: N/A

We are not having a reception. We are going to take our parents out for a nice dinner after the ceremony, but again, I want this day to be about family. H and I are not partiers, so we don’t feel the need to celebrate by getting drunk and dancing like idiots. We want this day to be very special for us.

Cost: $250 – $300 (I am estimating $50 per person for food. Both sets of parents do not drink).

I am not going to be purchasing your traditional white wedding dress. I am going to buy a nice white spring/summer dress and shoes, but definitely something I can wear again. We are unsure of what H is going to wear. He is not a tux kind of guy and I want him to be comfortable.

Cost: $200

Wedding bands are already picked out.

Cost: $460

I need to look into getting a photographer as well. I have a couple photographer friends, so I am sure they would give me a great deal. Hey Lisa, going to be in Vancouver anytime soon? Hehe.

Cost: I don’t want to pay more than $500. Considering I will only require them for a short time, I don’t think this is unreasonable.

I think that pretty much takes care of the ceremony aspect. All under $2,000! And we are doing everything we want to do as well. I really don’t understand the $20,000 weddings!! But hey, different people want different things.

Now, the honeymoon.

We are staying in BC. Because it is absolutely gorgeous here! And there are many parts of the province we haven’t explored.

We have picked this ocean front hotel for a 2-day honeymoon getaway. Isn’t it breathtaking?? It’s about $500 per night for the room we want.

Cost: I didn’t want to spend more than $2,000 – and for that location, we’re right on track!!

Whew!

How awesome is this though. Married and a honeymoon all for around $4,000! We are going to budget $5,000 just to be safe. It’s always nice to have a cushion.
And this is exactly what we both want. We are so excited!!

I cannot wait until May 12th 2010!!
Let the saving begin!

Related Posts with Thumbnails

36 Comments

Rina the Mama Bear  on September 12th, 2009

Eeeeeeeeeee congratulations!!!!!!!! SO excited for you both!!!!!

RE H's clothes – how about nice newish jeans and a button up shirt untucked? Have seen lots of guys wear that sort of thing in casual ceremonies, and it would match your casual dress!

You've GOT to tell me which park, I'm curious! Don't worry, LOLOL I won't crash your wedding, hehehehehe.

Oh, so glad for you guys!! Happy planning!!

PS – do you need someone to make you a cake? LOL If it's only for 6 people I could totally do it for ya… :)

The Asian Pear  on September 12th, 2009

that's a great budget. one thing you might want to look into is the park though. you might be required to buy a license in order to have the party in the park.

RainyDaySaver  on September 12th, 2009

How wonderful, congrats! We went overboard with our plans (let's just say there are a lot of people from my husband's side and here in the Northeast, you are expected to invite EVERYBODY). A $5,000 budget is a dream!

hklover86  on September 12th, 2009

I know you said you are not having a "reception" but have you thought about having a small party sometime after? like maybe a BBQ or something to celebrate? I'm sure you have friends that will want to celebrate with you. I just can't imagine not having any sort of celebratory get-together!

psychsarah  on September 12th, 2009

Congrats! It sounds like a very special day and very you!

Amber  on September 12th, 2009

Hooray for wedding plans! I have always wanted to visit the Wickaninnish Inn, but haven't gotten around to it. Somehow taking 2 little kids there seems like a waste of such a romantic location.

And I am excited to hear your wedding date. May 12 is my own wedding date. On the day you and H get married, we will be celebrating our 9th anniversary. :)

Anonymous  on September 12th, 2009

I think that it is so great that you are frugal in EVERY aspect of your life. That wedding sounds very "simple" but in a great way!

best wishes with everything Frugal Dreamer!

HighClassLowIncome  on September 12th, 2009

Congratulations!! The budget sounds great and simple but in a good way!

Northern Living Allowance  on September 12th, 2009

SO exciting!! And Wickaninnish Inn?! How amazing! You'll be fabulously spoiled. Good choice!

It sounds like the perfect day: small, intimate, loving…

Awesome, you guys. Just…awesome!!

Lisa  on September 12th, 2009

Congratulations to you both. Your plans sound wonderful. This way you will probably enjoy your day more since neither one of you will be worrying about if the guests are happy and if everything is going according to the "plan"

Lisa  on September 12th, 2009

aw, wedding plans! so awesome!!

Yes I would totally come out to shoot your wedding and meet you, that would be so amazing!

thanks for sharing! Your plans sound so perfect too, I always wish we'd had a budget (not so, but we purchased things over the 1.5 year engagement to ease the money)

:D

Christy  on September 12th, 2009

Congratulations on having the wedding of YOUR dreams!
My husband and I got married in 2006 only spending around $2500. We got married in my mother's church and had a dinner in a local restaurant for 30 people. My cousin and brother stood up for us. I had some nice flowers as that was something I really wanted, and a photographer came by for an hour. My best bargain was my wedding dress – which I got at a Sears outlet store for $20!!!!
We had a lovely day and didn't go into debt either :)

Frugal Dreamer  on September 12th, 2009

@Rina: A cake! Why didn't I even think about this? I will e-mail you!

@Asian P: I checked into it! It's all good – and free! :)

@RainyDaySaver: I cannot imagine the pressure of expecting to invite ANYONE to our wedding! It happens in a lot of families though, so I do feel blessed.

@hklover: Maybe. I don't know – for us, this is OUR day. Our time to be together and start our life together. Having a party of some sort for our friends isn't priority for me. If our friends want to get together, then I am sure we will, but definitely something low key.

Amber: Yes, 2 littles ones would probably kill the romance fast!! And we'll have the same anniversary… aww! haha. :)

Thank you to everyone else!!!! I appreciate the kind words! :) :)

negative_net_worth  on September 12th, 2009

Congratulations!!!! I'd suggest looking for a photographer at the local college – the students in the art department can usually be had for a song, and many of them have wonderful portfolios…Also, J.Crew makes some lovely white dresses in their wedding line you might like, sounds like they might be your style!

as someone who's wedding was insanely over the top, I commend you for having the strength to have the wedding YOU want. Congrats again!!!

Jenn  on September 12th, 2009

Congratulations! I think it's great that you guys are totally on the same page for things! It definitely makes it much easier on nerves and budgets both!

One thing I thought I'd quickly point out, you need to factor in the cost for the wedding license as well. If I remember correctly, it costs about $100.

All of the best weddings my friends and I have attended are the ones where the budget for the wedding is about equal to the budget for the honeymoon, so by this equation, yours is measuring up to be simply fabulous!

Frugal Dreamer  on September 12th, 2009

negative net worth: Thanks for all your suggestions! A student photographer is a great idea.

Jenn: Yes! $100 is right it's on the budget sheet! I was going to include it in this post, but clearly forgot. It is included in the $2,000 ceremony budget though! :)

SS4BC  on September 12th, 2009

Honestly, I WISH I could do a wedding like that. I know that my grandmas would be offended and that my dad would complain that I didn't invite his 4 siblings or my mom's 3 brothers. And all of that adds up to a big mess. I'd much rather have just my dad, my step-dad and my sister. And then the husband-to-bes closest family.

That sounds really, really nice. =)

It is crazy to think that even such a simple and small wedding could cost as much as it will, but I think you're doing this right. I can't wait to read more details about your wedding in the months to come. =)

Frugal Dreamer  on September 12th, 2009

SS4BC: I wish we had grandparents to invite! *sad*

And you're right. A simple, small wedding still costs money! But I am really happy with the amounts and the best part is, I don't feel as if we are settling either. It's truly what we both want. :)

Miss M  on September 12th, 2009

Congratulations!! I think small & intimate weddings are great. J&I got engaged in April but we haven't set a date for the wedding yet. We're not in big debt but we're saving up for a home deposit and a big trip to Europe in 2011. Honeymoon before the wedding? :)

It's also hard for us since my family is all overseas and they won't really have the money to travel to Sydney. But I know in the end, I'll definitely have a small intimate affair such as yours.

me in millions  on September 12th, 2009

Congrats! Weddings make me all mushy and girly! I hope you'll keep us in the loop about the plans and actual costs of stuff as you get closer to the big day. I love that stuff!!!

Dolly Iris  on September 12th, 2009

Congratulations!!

You probably already have your mind made up but BF and I stayed in the most beautiful ocean view cabin in Ucluelet our first anniversary. The prices are very good and the cabin was unreal!! It had a tub for two right in front of the window facing the beach. Truly the best weekend of my life, I never wanted to leave.

http://www.terracebeachresort.ca/resort/beach_cabins.html

We stayed in the cabin #8 (Surf Grass)

Jessie  on September 12th, 2009

wow!!!! That's so exciting!! I love that you are doing a small ceramony, I want to do a similar sort of thing!

Yay yay yay!

rubee  on September 12th, 2009

Yea!! Congratulations!! Can't wait to hear about the rest of your plans. Dress, flowers, cake! You've done really well keeping it all within budget!

eemusings  on September 13th, 2009

What a nice change to hear all about a small and TRULY intimate wedding! It sounds like you know exactly what you want and are going for it. With your budget laid out and keeping everything simply, I agree you should definitely go for it – no reason to keep waiting!

Canadian Saver  on September 13th, 2009

Wow!! Congratulations!!! And so well planned out! Best of luck getting your money saved up and everything figured out (H's clothes, photographer, etc)

Cate  on September 13th, 2009

Congratulations! My husband and I had a pretty small wedding ourselves–we invited about 50 people (close family and friends) and ended up with about 35 in attendance. Since we both have big families, our mother both threw separate "receptions" so everyone could be involved in the celebrations. It's so nice that your family is supportive about having such a small ceremony!

Anonymous  on September 13th, 2009

WOW. Congratulations!!! This is exactly what I want to do when I get hitched!

Simplelivin'  on September 14th, 2009

YAY!!!!!!!!!!!!!!!! Doesn't it make it some much more real with a date to look forward too!!! Great job on keeping it low budgeted and still doing what you want!

Frugalchick  on September 15th, 2009

Congrats!

When we got married, DH didn't want to wear a tux, plus we didn't want to sink money into a rental. So we bought him a simple, all-occasion suit that he wore after the wedding to interviews, funeral,s etc.

Finding my way to Debt Free!  on September 15th, 2009

Congratulations on the engagement and setting the date for you Big Day!

I commend you for sticking to what you want and making it really work for the two of you. Your budget looks great, you've thought of everything! The month you've picked should be great in the parkette you've chosen, with all the spring flowers out!

I"m sending this post link to my sister who is engaged and trying to figure out how to come up with the money to get married. She has this thought that they have to invite everyone from his side of the family, even though most of them haven't even met her yet. Your example will help me try to get through to her that perhaps a park somewhere would be a better option than trying to find a venue with all this other stuff.

You have really made weddings a breeze with the way you are going!

Frugal Dreamer  on September 15th, 2009

Dolly: Thanks for the link! :) You're right, we do have our mind made up about the WickInn. It's just beautiful and romantic for our honeymoon. But those cabins look like a fun summer getaway!

Finding my way to Debt free: Your sister is not alone. A lot of people feel pressured to have a wedding "everyone" will remember. But I just want a wedding WE will remember. Somewhere along, the actual ceremony and the fact two people were starting a new life together was lost – and all the gimmics became the focus. It's actually quite sad. Maybe if everyone didn't focus on who had the most expensive dress or the biggest engagement ring, the divorce rate wouldn't be what it's at! ;)

I hope your sister can do what makes HER and her soon-to-be husband happy – because that's all that matters!! :)

Heather  on September 15th, 2009

So, so happy for you both. I hope your wedding day truly is everything you dreamt it would be, and more. All the best for your future together. :-)

Frugal Girl  on September 16th, 2009

Hi there! Congrats!!!

That's so awesome that you can plan a wedding that is totally focused on just the two of you! I just wrote a rant on how extravagant I thought weddings were becoming, and this is very refreshing!

PS. Tried your make up remover from one of your archives. Works like a charm!

Slinky  on October 1st, 2009

I’m so excited for you! Nice date by the way (it’s my birthday!) Weddings should always be about what’s special for the couple, not what everyone else thinks they SHOULD do.

Honeymoon destination changes  on November 23rd, 2009

[...] when H and I made our wedding budget we decided that we wanted to spend around $2,000 on our honeymoon.  Originally we decided to go to [...]

Updated Wedding Budget!  on February 1st, 2010

[...] The plans have changed since we initially sat down and started planning the wedding back in September.  (You can read our original plans if you click here). [...]

Leave a Comment